The Personal Finance Stack
Budget, invest, and move money — everything in one place so your finances don't live across twelve apps.
FinanceHow the workflow flows
Assign every incoming pound or dollar a category in YNAB before spending it
Capture receipts in Expensify immediately so nothing gets lost
Review and rebalance the investment portfolio in Trading 212 monthly
Send or receive international payments through Wise
Check net worth in the Notion tracker quarterly
Use Google Sheets for any financial model that's too specific to fit in an app.
Clone in Stacks
7 Tools
YNAB
Zero-based budgeting
Expensify
Receipt capture and expense reports
Trading 212
Investment portfolio and rebalancing
Wise
International transfers and exchange
Notion
Docs, notes, and planning
Google Sheets
Custom financial models and tracking
Mercury
Business banking dashboard